Call reports 2018
PIONEER BANK — 2018
What PIONEER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 171,464,000 | 174,086,000 | 177,108,000 | 182,842,000 |
| Total loans | 132,666,000 | 135,669,000 | 142,901,000 | 149,195,000 |
| Allowance for loan losses | 1,782,000 | 1,790,000 | 1,818,000 | 1,879,000 |
| Securities available for sale | 25,238,000 | 23,328,000 | 20,284,000 | 20,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,818,000 | 146,378,000 | 144,376,000 | 151,233,000 |
| Interest-bearing deposits | 103,846,000 | 109,554,000 | 107,193,000 | 109,296,000 |
| Noninterest-bearing deposits | 36,972,000 | 36,824,000 | 37,183,000 | 41,937,000 |
| Equity capital | 15,455,000 | 15,831,000 | 15,893,000 | 16,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,333,000 | 5,102,000 | 6,943,000 |
| Interest expense | 301,000 | 641,000 | 1,012,000 | 1,440,000 |
| Net interest income | 1,318,000 | 2,692,000 | 4,090,000 | 5,503,000 |
| Noninterest income | 189,000 | 397,000 | 585,000 | 772,000 |
| Noninterest expense | 1,131,000 | 2,164,000 | 3,197,000 | 4,329,000 |
| Provision for loan losses | 20,000 | 30,000 | 60,000 | 120,000 |
| Pretax income | 356,000 | 895,000 | 1,417,000 | 1,825,000 |
| Income tax | 23,000 | 55,000 | 75,000 | 85,000 |
| Net income | 333,000 | 840,000 | 1,342,000 | 1,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,654,000 | 16,031,000 | 16,262,000 | 16,641,000 |
| Total capital | 17,353,000 | 17,749,000 | 18,035,000 | 18,502,000 |
| Risk-weighted assets | 135,836,000 | 137,350,000 | 141,822,000 | 148,885,000 |