Call reports 2016
PIONEER BANK — 2016
What PIONEER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 153,199,000 | 152,515,000 | 152,865,000 | 159,388,000 |
| Total loans | 111,730,000 | 115,989,000 | 115,576,000 | 119,358,000 |
| Allowance for loan losses | 1,559,000 | 1,589,000 | 1,610,000 | 1,641,000 |
| Securities available for sale | 29,695,000 | 25,191,000 | 25,212,000 | 25,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,333,000 | 125,312,000 | 124,307,000 | 133,485,000 |
| Interest-bearing deposits | 88,423,000 | 92,794,000 | 90,241,000 | 96,016,000 |
| Noninterest-bearing deposits | 32,910,000 | 32,519,000 | 34,067,000 | 37,469,000 |
| Equity capital | 14,799,000 | 14,941,000 | 15,091,000 | 14,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 2,999,000 | 4,508,000 | 6,024,000 |
| Interest expense | 229,000 | 468,000 | 704,000 | 948,000 |
| Net interest income | 1,267,000 | 2,531,000 | 3,804,000 | 5,076,000 |
| Noninterest income | 234,000 | 448,000 | 719,000 | 944,000 |
| Noninterest expense | 934,000 | 1,883,000 | 2,824,000 | 3,782,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 537,000 | 1,036,000 | 1,611,000 | 2,120,000 |
| Income tax | 26,000 | 52,000 | 80,000 | 106,000 |
| Net income | 511,000 | 984,000 | 1,531,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,208,000 | 14,186,000 | 14,483,000 | 14,966,000 |
| Total capital | 15,730,000 | 15,727,000 | 16,013,000 | 16,539,000 |
| Risk-weighted assets | 121,710,000 | 123,215,000 | 122,326,000 | 125,740,000 |