Call reports 2014
PIONEER BANK — 2014
What PIONEER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 144,456,000 | 143,856,000 | 146,885,000 | 148,744,000 |
| Total loans | 99,338,000 | 103,249,000 | 106,010,000 | 108,409,000 |
| Allowance for loan losses | 1,249,000 | 1,249,000 | 1,256,000 | 1,366,000 |
| Securities available for sale | 27,796,000 | 28,265,000 | 28,724,000 | 27,973,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,718,000 | 118,318,000 | 117,607,000 | 122,859,000 |
| Interest-bearing deposits | 91,305,000 | 90,336,000 | 86,085,000 | 85,315,000 |
| Noninterest-bearing deposits | 31,413,000 | 27,981,000 | 31,522,000 | 37,544,000 |
| Equity capital | 13,030,000 | 13,257,000 | 13,589,000 | 14,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,910,000 | 4,437,000 | 5,973,000 |
| Interest expense | 253,000 | 507,000 | 744,000 | 970,000 |
| Net interest income | 1,195,000 | 2,403,000 | 3,693,000 | 5,003,000 |
| Noninterest income | 258,000 | 456,000 | 665,000 | 916,000 |
| Noninterest expense | 886,000 | 1,814,000 | 2,756,000 | 3,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | 567,000 | 1,056,000 | 1,613,000 | 2,177,000 |
| Income tax | 28,000 | 53,000 | 80,000 | 108,000 |
| Net income | 539,000 | 1,003,000 | 1,533,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,646,000 | 12,560,000 | 12,840,000 | 13,376,000 |
| Total capital | 13,895,000 | 13,809,000 | 14,096,000 | 14,742,000 |
| Risk-weighted assets | 116,134,000 | 119,737,000 | 120,698,000 | 123,350,000 |