Call reports 2013
PIONEER BANK — 2013
What PIONEER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 145,028,000 | 146,336,000 | 142,860,000 | 144,106,000 |
| Total loans | 99,959,000 | 102,843,000 | 102,593,000 | 103,872,000 |
| Allowance for loan losses | 1,323,000 | 1,379,000 | 1,181,000 | 1,241,000 |
| Securities available for sale | 32,449,000 | 30,218,000 | 29,135,000 | 28,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,414,000 | 122,143,000 | 116,170,000 | 115,463,000 |
| Interest-bearing deposits | 94,900,000 | 93,850,000 | 88,485,000 | 88,813,000 |
| Noninterest-bearing deposits | 27,514,000 | 28,293,000 | 27,686,000 | 26,649,000 |
| Equity capital | 14,144,000 | 13,067,000 | 11,868,000 | 12,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,158,000 | 4,693,000 | 6,228,000 |
| Interest expense | 290,000 | 583,000 | 860,000 | 1,126,000 |
| Net interest income | 1,291,000 | 2,575,000 | 3,833,000 | 5,102,000 |
| Noninterest income | 327,000 | 679,000 | 931,000 | 1,159,000 |
| Noninterest expense | 909,000 | 1,865,000 | 2,925,000 | 3,873,000 |
| Provision for loan losses | 65,000 | 120,000 | 2,020,000 | 2,020,000 |
| Pretax income | 644,000 | 1,269,000 | -168,000 | 381,000 |
| Income tax | 31,000 | 62,000 | -18,000 | 9,000 |
| Net income | 613,000 | 1,207,000 | -150,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,868,000 | 12,942,000 | 11,585,000 | 12,107,000 |
| Total capital | 14,191,000 | 14,321,000 | 12,766,000 | 13,348,000 |
| Risk-weighted assets | 129,981,000 | 133,292,000 | 120,814,000 | 121,021,000 |