Call reports 2012
PIONEER BANK — 2012
What PIONEER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,312,000 | 146,461,000 | 145,576,000 | 146,070,000 |
| Total loans | 87,732,000 | 90,850,000 | 96,234,000 | 100,019,000 |
| Allowance for loan losses | 1,054,000 | 1,083,000 | 1,159,000 | 1,256,000 |
| Securities available for sale | 34,087,000 | 39,966,000 | 35,141,000 | 33,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,898,000 | 123,713,000 | 117,383,000 | 121,662,000 |
| Interest-bearing deposits | 95,889,000 | 94,528,000 | 91,143,000 | 91,855,000 |
| Noninterest-bearing deposits | 27,009,000 | 29,186,000 | 26,240,000 | 29,807,000 |
| Equity capital | 13,724,000 | 14,119,000 | 14,576,000 | 14,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,171,000 | 4,813,000 | 6,563,000 |
| Interest expense | 330,000 | 647,000 | 949,000 | 1,246,000 |
| Net interest income | 1,252,000 | 2,524,000 | 3,864,000 | 5,317,000 |
| Noninterest income | 341,000 | 730,000 | 1,026,000 | 1,357,000 |
| Noninterest expense | 839,000 | 1,782,000 | 2,734,000 | 3,719,000 |
| Provision for loan losses | 95,000 | 125,000 | 200,000 | 300,000 |
| Pretax income | 659,000 | 1,377,000 | 2,081,000 | 2,780,000 |
| Income tax | 33,000 | 68,000 | 103,000 | 147,000 |
| Net income | 626,000 | 1,309,000 | 1,978,000 | 2,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,448,000 | 12,731,000 | 13,100,000 | 12,755,000 |
| Total capital | 13,502,000 | 13,814,000 | 14,259,000 | 14,011,000 |
| Risk-weighted assets | 115,901,000 | 123,322,000 | 125,099,000 | 129,325,000 |