Call reports 2011
PIONEER BANK — 2011
What PIONEER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 126,697,000 | 128,216,000 | 124,628,000 | 133,332,000 |
| Total loans | 82,293,000 | 81,967,000 | 81,988,000 | 84,320,000 |
| Allowance for loan losses | 926,000 | 939,000 | 939,000 | 958,000 |
| Securities available for sale | 32,005,000 | 33,298,000 | 32,702,000 | 32,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,645,000 | 105,691,000 | 102,366,000 | 108,440,000 |
| Interest-bearing deposits | 83,419,000 | 82,147,000 | 78,359,000 | 83,462,000 |
| Noninterest-bearing deposits | 21,226,000 | 23,543,000 | 24,006,000 | 24,978,000 |
| Equity capital | 11,931,000 | 12,406,000 | 13,065,000 | 13,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,540,000 | 3,099,000 | 4,657,000 | 6,213,000 |
| Interest expense | 431,000 | 842,000 | 1,202,000 | 1,532,000 |
| Net interest income | 1,109,000 | 2,257,000 | 3,455,000 | 4,681,000 |
| Noninterest income | 293,000 | 565,000 | 777,000 | 1,040,000 |
| Noninterest expense | 889,000 | 1,813,000 | 2,718,000 | 3,677,000 |
| Provision for loan losses | 20,000 | 35,000 | 35,000 | 65,000 |
| Pretax income | 493,000 | 974,000 | 1,479,000 | 1,979,000 |
| Income tax | 25,000 | 50,000 | 73,000 | 101,000 |
| Net income | 468,000 | 924,000 | 1,406,000 | 1,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,497,000 | 11,473,000 | 11,755,000 | 12,227,000 |
| Total capital | 12,423,000 | 12,412,000 | 12,694,000 | 13,185,000 |
| Risk-weighted assets | 106,120,000 | 106,957,000 | 107,163,000 | 110,474,000 |