Call reports 2001
PIONEER BANK — 2001
What PIONEER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,638,000 | 77,082,000 | 80,017,000 | 83,020,000 |
| Total loans | 45,952,000 | 46,020,000 | 49,362,000 | 48,966,000 |
| Allowance for loan losses | 386,000 | 439,000 | 466,000 | 496,000 |
| Securities available for sale | 23,436,000 | 25,475,000 | 22,156,000 | 26,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,436,000 | 63,678,000 | 66,391,000 | 68,340,000 |
| Interest-bearing deposits | 52,816,000 | 53,433,000 | 55,405,000 | 57,113,000 |
| Noninterest-bearing deposits | 9,620,000 | 10,245,000 | 10,986,000 | 11,227,000 |
| Equity capital | 6,186,000 | 6,247,000 | 6,747,000 | 6,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,919,000 | 4,361,000 | 5,729,000 |
| Interest expense | 721,000 | 1,445,000 | 2,160,000 | 2,835,000 |
| Net interest income | 743,000 | 1,474,000 | 2,201,000 | 2,894,000 |
| Noninterest income | 253,000 | 505,000 | 803,000 | 1,083,000 |
| Noninterest expense | 536,000 | 1,071,000 | 1,692,000 | 2,240,000 |
| Provision for loan losses | 90,000 | 140,000 | 170,000 | 200,000 |
| Pretax income | 370,000 | 774,000 | 1,157,000 | 1,556,000 |
| Income tax | 19,000 | 37,000 | 56,000 | 82,000 |
| Net income | 351,000 | 737,000 | 1,101,000 | 1,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,773,000 | 5,945,000 | 6,199,000 | 6,571,000 |
| Total capital | 6,159,000 | 6,384,000 | 6,665,000 | 7,067,000 |
| Risk-weighted assets | 52,030,000 | 54,729,000 | 57,959,000 | 59,091,000 |