Call reports 2018
MUTUAL BANK — 2018
What MUTUAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 509,869,000 | 502,929,000 | 517,988,000 | 517,519,000 |
| Total loans | 386,997,000 | 390,202,000 | 394,658,000 | 404,815,000 |
| Allowance for loan losses | 3,798,000 | 3,788,000 | 3,722,000 | 3,553,000 |
| Securities available for sale | 71,997,000 | 70,757,000 | 70,075,000 | 65,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,691,000 | 415,369,000 | 425,280,000 | 423,820,000 |
| Interest-bearing deposits | 370,090,000 | 359,425,000 | 371,361,000 | 369,804,000 |
| Noninterest-bearing deposits | 56,601,000 | 55,944,000 | 53,919,000 | 54,016,000 |
| Equity capital | 44,591,000 | 45,778,000 | 46,560,000 | 46,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,797,000 | 9,682,000 | 14,752,000 | 19,990,000 |
| Interest expense | 902,000 | 1,880,000 | 2,955,000 | 4,241,000 |
| Net interest income | 3,895,000 | 7,802,000 | 11,797,000 | 15,749,000 |
| Noninterest income | 1,107,000 | 2,190,000 | 3,358,000 | 4,475,000 |
| Noninterest expense | 3,637,000 | 7,622,000 | 11,535,000 | 15,848,000 |
| Provision for loan losses | 45,000 | 154,000 | 212,000 | 212,000 |
| Pretax income | 1,320,000 | 2,216,000 | 3,370,000 | 4,102,000 |
| Income tax | 231,000 | 358,000 | 572,000 | 611,000 |
| Net income | 1,089,000 | 1,858,000 | 2,798,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,511,000 | 47,444,000 | 48,384,000 | 49,077,000 |
| Total capital | 50,309,000 | 51,232,000 | 52,106,000 | 52,630,000 |
| Risk-weighted assets | 352,134,000 | 351,597,000 | 361,176,000 | 368,438,000 |