Call reports 2017
MUTUAL BANK — 2017
What MUTUAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 477,045,000 | 496,941,000 | 508,344,000 | 510,934,000 |
| Total loans | 361,634,000 | 383,935,000 | 391,719,000 | 398,947,000 |
| Allowance for loan losses | 3,453,000 | 3,564,000 | 3,661,000 | 3,779,000 |
| Securities available for sale | 74,851,000 | 75,115,000 | 75,326,000 | 70,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,341,000 | 398,645,000 | 403,592,000 | 414,376,000 |
| Interest-bearing deposits | 343,127,000 | 345,896,000 | 351,751,000 | 361,933,000 |
| Noninterest-bearing deposits | 50,214,000 | 52,749,000 | 51,841,000 | 52,443,000 |
| Equity capital | 41,498,000 | 42,317,000 | 43,326,000 | 43,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,063,000 | 8,339,000 | 12,892,000 | 17,650,000 |
| Interest expense | 647,000 | 1,364,000 | 2,164,000 | 3,015,000 |
| Net interest income | 3,416,000 | 6,975,000 | 10,728,000 | 14,635,000 |
| Noninterest income | 1,042,000 | 2,164,000 | 3,288,000 | 3,440,000 |
| Noninterest expense | 3,739,000 | 7,751,000 | 11,190,000 | 15,407,000 |
| Provision for loan losses | 25,000 | 135,000 | 225,000 | 372,000 |
| Pretax income | 721,000 | 1,380,000 | 2,728,000 | 2,423,000 |
| Income tax | 161,000 | 138,000 | 511,000 | 27,000 |
| Net income | 560,000 | 1,242,000 | 2,217,000 | 2,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,874,000 | 43,557,000 | 44,531,000 | 45,422,000 |
| Total capital | 46,327,000 | 47,121,000 | 48,192,000 | 49,201,000 |
| Risk-weighted assets | 312,165,000 | 338,464,000 | 346,912,000 | 353,201,000 |