Call reports 2016
MUTUAL BANK — 2016
What MUTUAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 460,200,000 | 475,310,000 | 474,378,000 | 476,373,000 |
| Total loans | 340,754,000 | 356,251,000 | 356,552,000 | 361,849,000 |
| Allowance for loan losses | 2,946,000 | 3,161,000 | 3,315,000 | 3,433,000 |
| Securities available for sale | 74,373,000 | 77,374,000 | 79,261,000 | 76,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,202,000 | 360,424,000 | 369,659,000 | 371,249,000 |
| Interest-bearing deposits | 328,309,000 | 330,417,000 | 335,584,000 | 317,328,000 |
| Noninterest-bearing deposits | 27,893,000 | 30,007,000 | 34,075,000 | 53,921,000 |
| Equity capital | 39,634,000 | 41,354,000 | 41,270,000 | 41,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,704,000 | 7,547,000 | 11,536,000 | 15,581,000 |
| Interest expense | 664,000 | 1,287,000 | 1,928,000 | 2,571,000 |
| Net interest income | 3,040,000 | 6,260,000 | 9,608,000 | 13,010,000 |
| Noninterest income | 1,020,000 | 4,206,000 | 5,499,000 | 6,644,000 |
| Noninterest expense | 3,512,000 | 7,363,000 | 11,333,000 | 16,434,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 575,000 |
| Pretax income | 594,000 | 2,996,000 | 3,517,000 | 2,838,000 |
| Income tax | 112,000 | 936,000 | 988,000 | 593,000 |
| Net income | 482,000 | 2,060,000 | 2,529,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,528,000 | 42,129,000 | 42,598,000 | 42,314,000 |
| Total capital | 43,474,000 | 45,290,000 | 45,913,000 | 45,747,000 |
| Risk-weighted assets | 308,541,000 | 332,734,000 | 310,166,000 | 312,847,000 |