Call reports 2015
MUTUAL BANK — 2015
What MUTUAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 454,196,000 | 446,999,000 | 444,384,000 | 465,430,000 |
| Total loans | 333,593,000 | 326,399,000 | 319,471,000 | 341,099,000 |
| Allowance for loan losses | 2,575,000 | 2,646,000 | 2,695,000 | 2,861,000 |
| Securities available for sale | 80,698,000 | 79,162,000 | 81,287,000 | 81,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,409,000 | 333,664,000 | 337,636,000 | 345,970,000 |
| Interest-bearing deposits | 303,257,000 | 309,347,000 | 311,574,000 | 315,654,000 |
| Noninterest-bearing deposits | 26,152,000 | 24,317,000 | 26,062,000 | 30,316,000 |
| Equity capital | 38,716,000 | 39,392,000 | 39,625,000 | 39,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,470,000 | 6,991,000 | 10,602,000 | 14,273,000 |
| Interest expense | 659,000 | 1,280,000 | 1,899,000 | 2,533,000 |
| Net interest income | 2,811,000 | 5,711,000 | 8,703,000 | 11,740,000 |
| Noninterest income | 1,086,000 | 2,252,000 | 3,580,000 | 4,734,000 |
| Noninterest expense | 3,291,000 | 6,744,000 | 10,343,000 | 14,216,000 |
| Provision for loan losses | 120,000 | 210,000 | 290,000 | 495,000 |
| Pretax income | 1,101,000 | 1,624,000 | 2,326,000 | 2,439,000 |
| Income tax | 326,000 | 405,000 | 572,000 | 500,000 |
| Net income | 775,000 | 1,219,000 | 1,754,000 | 1,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,883,000 | 39,328,000 | 39,861,000 | 40,047,000 |
| Total capital | 41,458,000 | 41,974,000 | 42,556,000 | 42,908,000 |
| Risk-weighted assets | 278,191,000 | 275,477,000 | 277,429,000 | 303,590,000 |