Call reports 2014
MUTUAL BANK — 2014
What MUTUAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 439,753,000 | 432,777,000 | 436,473,000 | 450,555,000 |
| Total loans | 299,697,000 | 299,468,000 | 296,090,000 | 312,589,000 |
| Allowance for loan losses | 2,201,000 | 2,270,000 | 2,321,000 | 2,457,000 |
| Securities available for sale | 98,815,000 | 89,931,000 | 99,422,000 | 94,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,059,000 | 329,850,000 | 327,677,000 | 324,867,000 |
| Interest-bearing deposits | 330,379,000 | 319,080,000 | 317,726,000 | 302,745,000 |
| Noninterest-bearing deposits | 10,680,000 | 10,770,000 | 9,951,000 | 22,122,000 |
| Equity capital | 36,290,000 | 37,234,000 | 37,692,000 | 38,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,602,000 | 9,818,000 | 13,165,000 |
| Interest expense | 701,000 | 1,351,000 | 1,985,000 | 2,622,000 |
| Net interest income | 2,550,000 | 5,251,000 | 7,833,000 | 10,543,000 |
| Noninterest income | 852,000 | 1,945,000 | 3,076,000 | 4,320,000 |
| Noninterest expense | 3,241,000 | 6,635,000 | 9,901,000 | 13,220,000 |
| Provision for loan losses | 90,000 | 175,000 | 240,000 | 380,000 |
| Pretax income | 520,000 | 1,340,000 | 1,687,000 | 2,209,000 |
| Income tax | 103,000 | 371,000 | 349,000 | 449,000 |
| Net income | 417,000 | 969,000 | 1,338,000 | 1,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,745,000 | 37,299,000 | 37,670,000 | 38,090,000 |
| Total capital | 38,946,000 | 39,569,000 | 39,991,000 | 40,547,000 |
| Risk-weighted assets | 238,073,000 | 237,418,000 | 236,872,000 | 255,993,000 |