Call reports 2013
MUTUAL BANK — 2013
What MUTUAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 417,845,000 | 430,068,000 | 431,337,000 | 430,332,000 |
| Total loans | 301,039,000 | 315,727,000 | 306,313,000 | 302,499,000 |
| Allowance for loan losses | 2,196,000 | 2,267,000 | 2,262,000 | 2,224,000 |
| Securities available for sale | 82,730,000 | 75,961,000 | 85,126,000 | 87,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,360,000 | 307,612,000 | 311,015,000 | 327,972,000 |
| Interest-bearing deposits | 294,920,000 | 298,610,000 | 302,011,000 | 319,238,000 |
| Noninterest-bearing deposits | 9,440,000 | 9,002,000 | 9,004,000 | 8,734,000 |
| Equity capital | 36,029,000 | 34,670,000 | 35,065,000 | 35,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,131,000 | 6,179,000 | 9,415,000 | 12,658,000 |
| Interest expense | 933,000 | 1,838,000 | 2,642,000 | 3,370,000 |
| Net interest income | 2,198,000 | 4,341,000 | 6,773,000 | 9,288,000 |
| Noninterest income | 838,000 | 1,914,000 | 2,874,000 | 3,866,000 |
| Noninterest expense | 2,899,000 | 5,802,000 | 8,897,000 | 11,949,000 |
| Provision for loan losses | 180,000 | 260,000 | 260,000 | 280,000 |
| Pretax income | 385,000 | 917,000 | 1,303,000 | 1,724,000 |
| Income tax | 42,000 | 192,000 | 192,000 | 237,000 |
| Net income | 343,000 | 725,000 | 1,111,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,207,000 | 35,591,000 | 35,980,000 | 36,241,000 |
| Total capital | 37,403,000 | 37,858,000 | 38,242,000 | 38,465,000 |
| Risk-weighted assets | 233,176,000 | 241,043,000 | 239,266,000 | 241,744,000 |