Call reports 2012
MUTUAL BANK — 2012
What MUTUAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 388,416,000 | 402,982,000 | 386,156,000 | 403,150,000 |
| Total loans | 242,133,000 | 252,411,000 | 252,186,000 | 276,763,000 |
| Allowance for loan losses | 1,896,000 | 1,927,000 | 1,898,000 | 2,048,000 |
| Securities available for sale | 111,373,000 | 111,130,000 | 98,443,000 | 89,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,502,000 | 283,246,000 | 278,634,000 | 284,506,000 |
| Interest-bearing deposits | 267,846,000 | 272,778,000 | 271,225,000 | 276,429,000 |
| Noninterest-bearing deposits | 7,656,000 | 10,468,000 | 7,409,000 | 8,077,000 |
| Equity capital | 34,630,000 | 35,584,000 | 36,081,000 | 36,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,278,000 | 6,720,000 | 10,266,000 | 13,432,000 |
| Interest expense | 1,078,000 | 2,132,000 | 3,160,000 | 4,146,000 |
| Net interest income | 2,200,000 | 4,588,000 | 7,106,000 | 9,286,000 |
| Noninterest income | 924,000 | 1,970,000 | 3,058,000 | 4,067,000 |
| Noninterest expense | 2,785,000 | 5,544,000 | 8,476,000 | 11,245,000 |
| Provision for loan losses | 100,000 | 165,000 | 430,000 | 640,000 |
| Pretax income | 739,000 | 1,682,000 | 2,168,000 | 2,498,000 |
| Income tax | 183,000 | 165,000 | 216,000 | 143,000 |
| Net income | 556,000 | 1,517,000 | 1,952,000 | 2,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,068,000 | 34,025,000 | 34,461,000 | 34,862,000 |
| Total capital | 34,964,000 | 35,952,000 | 36,359,000 | 36,910,000 |
| Risk-weighted assets | 210,536,000 | 217,172,000 | 212,354,000 | 222,049,000 |