Call report 2023Q4
CITIZENS' BANK, INC. — 2023Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,324,000 | USD | evidence → |
| Total loans | 79,134,000 | USD | evidence → |
| Allowance for loan losses | 914,000 | USD | evidence → |
| Securities available for sale | 37,283,000 | USD | evidence → |
| Securities held to maturity | 17,874,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,967,000 | USD | evidence → |
| Interest-bearing deposits | 104,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,465,000 | USD | evidence → |
| Equity capital | 10,860,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,504,000 | USD | evidence → |
| Interest expense | 2,218,000 | USD | evidence → |
| Net interest income | 4,286,000 | USD | evidence → |
| Noninterest income | 648,000 | USD | evidence → |
| Noninterest expense | 3,847,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 824,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 806,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,124,000 | USD | evidence → |