Call report 2022Q4
CITIZENS' BANK, INC. — 2022Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,793,000 | USD | evidence → |
| Total loans | 69,707,000 | USD | evidence → |
| Allowance for loan losses | 855,000 | USD | evidence → |
| Securities available for sale | 39,146,000 | USD | evidence → |
| Securities held to maturity | 17,794,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,994,000 | USD | evidence → |
| Interest-bearing deposits | 87,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,169,000 | USD | evidence → |
| Equity capital | 9,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,062,000 | USD | evidence → |
| Interest expense | 437,000 | USD | evidence → |
| Net interest income | 4,625,000 | USD | evidence → |
| Noninterest income | 512,000 | USD | evidence → |
| Noninterest expense | 3,781,000 | USD | evidence → |
| Provision for loan losses | -497,000 | USD | evidence → |
| Pretax income | 1,460,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 1,399,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,530,000 | USD | evidence → |