Call report 2019Q4
CITIZENS' BANK, INC. — 2019Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,444,000 | USD | evidence → |
| Total loans | 69,658,000 | USD | evidence → |
| Allowance for loan losses | 939,000 | USD | evidence → |
| Securities available for sale | 19,920,000 | USD | evidence → |
| Securities held to maturity | 516,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,223,000 | USD | evidence → |
| Interest-bearing deposits | 58,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,429,000 | USD | evidence → |
| Equity capital | 13,573,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,700,000 | USD | evidence → |
| Interest expense | 461,000 | USD | evidence → |
| Net interest income | 4,239,000 | USD | evidence → |
| Noninterest income | 546,000 | USD | evidence → |
| Noninterest expense | 4,162,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 623,000 | USD | evidence → |
| Income tax | -6,000 | USD | evidence → |
| Net income | 629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,556,000 | USD | evidence → |
| Total capital | 14,428,000 | USD | evidence → |
| Risk-weighted assets | 69,603,000 | USD | evidence → |