Call report 2018Q4
CITIZENS' BANK, INC. — 2018Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,742,000 | USD | evidence → |
| Total loans | 71,742,000 | USD | evidence → |
| Allowance for loan losses | 993,000 | USD | evidence → |
| Securities available for sale | 20,395,000 | USD | evidence → |
| Securities held to maturity | 956,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,418,000 | USD | evidence → |
| Interest-bearing deposits | 58,673,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,745,000 | USD | evidence → |
| Equity capital | 12,704,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,550,000 | USD | evidence → |
| Interest expense | 300,000 | USD | evidence → |
| Net interest income | 4,250,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 3,808,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 934,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 906,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,080,000 | USD | evidence → |
| Total capital | 13,936,000 | USD | evidence → |
| Risk-weighted assets | 68,320,000 | USD | evidence → |