Call report 2016Q4
CITIZENS' BANK, INC. — 2016Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,482,000 | USD | evidence → |
| Total loans | 71,610,000 | USD | evidence → |
| Allowance for loan losses | 1,204,000 | USD | evidence → |
| Securities available for sale | 20,298,000 | USD | evidence → |
| Securities held to maturity | 955,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,316,000 | USD | evidence → |
| Interest-bearing deposits | 63,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,298,000 | USD | evidence → |
| Equity capital | 11,661,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,020,000 | USD | evidence → |
| Interest expense | 207,000 | USD | evidence → |
| Net interest income | 3,813,000 | USD | evidence → |
| Noninterest income | 643,000 | USD | evidence → |
| Noninterest expense | 3,804,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 695,000 | USD | evidence → |
| Income tax | -32,000 | USD | evidence → |
| Net income | 727,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,810,000 | USD | evidence → |
| Total capital | 12,672,000 | USD | evidence → |
| Risk-weighted assets | 68,579,000 | USD | evidence → |