Call report 2015Q4
CITIZENS' BANK, INC. — 2015Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,244,000 | USD | evidence → |
| Total loans | 62,601,000 | USD | evidence → |
| Allowance for loan losses | 1,124,000 | USD | evidence → |
| Securities available for sale | 22,084,000 | USD | evidence → |
| Securities held to maturity | 1,382,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,534,000 | USD | evidence → |
| Interest-bearing deposits | 61,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,312,000 | USD | evidence → |
| Equity capital | 11,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,761,000 | USD | evidence → |
| Interest expense | 203,000 | USD | evidence → |
| Net interest income | 3,558,000 | USD | evidence → |
| Noninterest income | 495,000 | USD | evidence → |
| Noninterest expense | 3,858,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 242,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,101,000 | USD | evidence → |
| Total capital | 11,891,000 | USD | evidence → |
| Risk-weighted assets | 62,843,000 | USD | evidence → |