Call report 2014Q4
CITIZENS' BANK, INC. — 2014Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,173,000 | USD | evidence → |
| Total loans | 65,778,000 | USD | evidence → |
| Allowance for loan losses | 1,131,000 | USD | evidence → |
| Securities available for sale | 17,251,000 | USD | evidence → |
| Securities held to maturity | 1,599,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 84,639,000 | USD | evidence → |
| Interest-bearing deposits | 61,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,160,000 | USD | evidence → |
| Equity capital | 11,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,889,000 | USD | evidence → |
| Interest expense | 243,000 | USD | evidence → |
| Net interest income | 3,646,000 | USD | evidence → |
| Noninterest income | 515,000 | USD | evidence → |
| Noninterest expense | 3,859,000 | USD | evidence → |
| Provision for loan losses | 123,000 | USD | evidence → |
| Pretax income | 200,000 | USD | evidence → |
| Income tax | -10,000 | USD | evidence → |
| Net income | 210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,881,000 | USD | evidence → |
| Total capital | 11,711,000 | USD | evidence → |
| Risk-weighted assets | 66,125,000 | USD | evidence → |