Call report 2013Q4
CITIZENS' BANK, INC. — 2013Q4
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,038,000 | USD | evidence → |
| Total loans | 64,343,000 | USD | evidence → |
| Allowance for loan losses | 1,086,000 | USD | evidence → |
| Securities available for sale | 24,218,000 | USD | evidence → |
| Securities held to maturity | 1,955,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,795,000 | USD | evidence → |
| Interest-bearing deposits | 66,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,069,000 | USD | evidence → |
| Equity capital | 10,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,008,000 | USD | evidence → |
| Interest expense | 496,000 | USD | evidence → |
| Net interest income | 3,512,000 | USD | evidence → |
| Noninterest income | 385,000 | USD | evidence → |
| Noninterest expense | 3,612,000 | USD | evidence → |
| Provision for loan losses | 82,000 | USD | evidence → |
| Pretax income | 230,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 207,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,707,000 | USD | evidence → |
| Total capital | 11,558,000 | USD | evidence → |
| Risk-weighted assets | 67,824,000 | USD | evidence → |