Call report 2002Q2
CITIZENS' BANK, INC. — 2002Q2
The 22 measures CITIZENS' BANK, INC. reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,351,000 | USD | evidence → |
| Total loans | 36,739,000 | USD | evidence → |
| Allowance for loan losses | 647,000 | USD | evidence → |
| Securities available for sale | 26,223,000 | USD | evidence → |
| Securities held to maturity | 4,528,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,573,000 | USD | evidence → |
| Interest-bearing deposits | 49,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,927,000 | USD | evidence → |
| Equity capital | 9,340,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,678,000 | USD | evidence → |
| Interest expense | 1,125,000 | USD | evidence → |
| Net interest income | 1,553,000 | USD | evidence → |
| Noninterest income | 366,000 | USD | evidence → |
| Noninterest expense | 1,153,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 742,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 514,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,115,000 | USD | evidence → |
| Total capital | 9,656,000 | USD | evidence → |
| Risk-weighted assets | 43,177,000 | USD | evidence → |