Call reports 2020
AMERICAN EAGLE BANK — 2020
What AMERICAN EAGLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 270,065,000 | 266,615,000 | 256,806,000 | 339,895,000 |
| Total loans | 217,066,000 | 224,865,000 | 220,099,000 | 268,909,000 |
| Allowance for loan losses | 1,557,000 | 1,577,000 | 1,534,000 | 1,845,000 |
| Securities available for sale | 0 | 0 | 8,190,000 | 16,315,000 |
| Securities held to maturity | 1,540,000 | 4,640,000 | 4,640,000 | 4,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,578,000 | 233,101,000 | 223,869,000 | 294,926,000 |
| Interest-bearing deposits | 233,395,000 | 220,295,000 | 212,501,000 | 276,466,000 |
| Noninterest-bearing deposits | 7,183,000 | 12,806,000 | 11,368,000 | 18,460,000 |
| Equity capital | 23,000,000 | 23,212,000 | 23,348,000 | 31,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,119,000 | 6,334,000 | 9,242,000 | 15,418,000 |
| Interest expense | 1,223,000 | 2,179,000 | 2,981,000 | 5,058,000 |
| Net interest income | 1,896,000 | 4,155,000 | 6,261,000 | 10,360,000 |
| Noninterest income | 288,000 | 464,000 | 702,000 | 920,000 |
| Noninterest expense | 1,364,000 | 2,571,000 | 3,837,000 | 6,674,000 |
| Provision for loan losses | 150,000 | 335,000 | 435,000 | 496,000 |
| Pretax income | 807,000 | 1,850,000 | 2,828,000 | 4,307,000 |
| Income tax | 206,000 | 498,000 | 770,000 | 1,194,000 |
| Net income | 601,000 | 1,352,000 | 2,058,000 | 3,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,000,000 | 23,212,000 | 23,347,000 | 31,352,000 |
| Total capital | 24,557,000 | 24,789,000 | 24,881,000 | 33,197,000 |
| Risk-weighted assets | 220,715,000 | 221,484,000 | 215,982,000 | 268,496,000 |