Call reports 2016
AMERICAN EAGLE BANK — 2016
What AMERICAN EAGLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,640,000 | 189,845,000 | 194,121,000 | 188,049,000 |
| Total loans | 165,090,000 | 167,551,000 | 170,130,000 | 164,148,000 |
| Allowance for loan losses | 1,041,000 | 1,092,000 | 1,068,000 | 985,000 |
| Securities available for sale | 1,501,000 | 1,500,000 | 0 | 2,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,353,000 | 167,972,000 | 172,578,000 | 166,351,000 |
| Interest-bearing deposits | 161,056,000 | 161,036,000 | 163,343,000 | 159,876,000 |
| Noninterest-bearing deposits | 10,297,000 | 6,936,000 | 9,235,000 | 6,475,000 |
| Equity capital | 16,337,000 | 16,807,000 | 17,352,000 | 17,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,474,000 | 5,031,000 | 7,626,000 | 10,213,000 |
| Interest expense | 506,000 | 1,005,000 | 1,505,000 | 2,004,000 |
| Net interest income | 1,968,000 | 4,026,000 | 6,121,000 | 8,209,000 |
| Noninterest income | 138,000 | 298,000 | 488,000 | 756,000 |
| Noninterest expense | 1,236,000 | 2,496,000 | 3,793,000 | 5,173,000 |
| Provision for loan losses | 125,000 | 305,000 | 396,000 | 521,000 |
| Pretax income | 757,000 | 1,535,000 | 2,432,000 | 3,283,000 |
| Income tax | 298,000 | 605,000 | 957,000 | 1,294,000 |
| Net income | 459,000 | 930,000 | 1,475,000 | 1,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,128,000 | 16,636,000 | 17,215,000 | 17,757,000 |
| Total capital | 17,169,000 | 17,728,000 | 18,283,000 | 18,743,000 |
| Risk-weighted assets | 167,315,000 | 170,832,000 | 173,406,000 | 164,113,000 |