Call reports 2012
AMERICAN EAGLE BANK — 2012
What AMERICAN EAGLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,007,000 | 171,379,000 | 173,451,000 | 170,559,000 |
| Total loans | 124,768,000 | 123,809,000 | 126,752,000 | 127,597,000 |
| Allowance for loan losses | 1,167,000 | 1,017,000 | 1,074,000 | 1,188,000 |
| Securities available for sale | 8,258,000 | 9,256,000 | 11,134,000 | 9,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,063,000 | 146,206,000 | 148,317,000 | 146,403,000 |
| Interest-bearing deposits | 132,251,000 | 141,331,000 | 143,424,000 | 140,989,000 |
| Noninterest-bearing deposits | 6,811,000 | 4,875,000 | 4,893,000 | 5,415,000 |
| Equity capital | 13,540,000 | 13,655,000 | 13,658,000 | 13,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,404,000 | 6,580,000 | 8,896,000 |
| Interest expense | 563,000 | 1,141,000 | 1,722,000 | 2,280,000 |
| Net interest income | 1,611,000 | 3,263,000 | 4,858,000 | 6,616,000 |
| Noninterest income | 308,000 | 685,000 | 975,000 | 1,174,000 |
| Noninterest expense | 1,162,000 | 2,260,000 | 3,308,000 | 4,514,000 |
| Provision for loan losses | 120,000 | 285,000 | 435,000 | 845,000 |
| Pretax income | 637,000 | 1,403,000 | 2,090,000 | 2,431,000 |
| Income tax | 251,000 | 561,000 | 840,000 | 980,000 |
| Net income | 386,000 | 842,000 | 1,250,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,455,000 | 13,551,000 | 13,546,000 | 13,389,000 |
| Total capital | 14,622,000 | 14,568,000 | 14,620,000 | 14,577,000 |
| Risk-weighted assets | 129,802,000 | 129,604,000 | 134,520,000 | 135,452,000 |