Call reports 2003
AMERICAN EAGLE BANK — 2003
What AMERICAN EAGLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 26,429,000 | 37,441,000 | 52,115,000 | 60,737,000 |
| Total loans | 15,778,000 | 29,008,000 | 38,893,000 | 45,793,000 |
| Allowance for loan losses | 142,000 | 277,000 | 393,000 | 421,000 |
| Securities available for sale | 3,000,000 | 3,000,000 | 4,000,000 | 6,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,926,000 | 30,805,000 | 44,906,000 | 52,451,000 |
| Interest-bearing deposits | 19,208,000 | 29,728,000 | 43,044,000 | 51,274,000 |
| Noninterest-bearing deposits | 718,000 | 1,077,000 | 1,863,000 | 1,177,000 |
| Equity capital | 6,181,000 | 6,081,000 | 5,713,000 | 5,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 641,000 | 1,262,000 | 2,022,000 |
| Interest expense | 90,000 | 289,000 | 562,000 | 903,000 |
| Net interest income | 122,000 | 352,000 | 700,000 | 1,119,000 |
| Noninterest income | 8,000 | 45,000 | 114,000 | 216,000 |
| Noninterest expense | 259,000 | 559,000 | 954,000 | 1,462,000 |
| Provision for loan losses | 79,000 | 214,000 | 329,000 | 387,000 |
| Pretax income | -208,000 | -376,000 | -469,000 | -514,000 |
| Income tax | -78,000 | -146,000 | 0 | 0 |
| Net income | -130,000 | -230,000 | -469,000 | -514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,181,000 | 6,081,000 | 5,713,000 | 5,668,000 |
| Total capital | 6,323,000 | 6,358,000 | 6,106,000 | 6,089,000 |
| Risk-weighted assets | 18,704,000 | 31,364,000 | 42,576,000 | 49,887,000 |