Call reports 2007
MARINE BANK — 2007
What MARINE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 375,735,000 | 368,464,000 | 375,434,000 | 380,736,000 |
| Total loans | 296,214,000 | 305,785,000 | 309,922,000 | 316,828,000 |
| Allowance for loan losses | 3,358,000 | 3,443,000 | 3,511,000 | 5,001,000 |
| Securities available for sale | 25,856,000 | 24,623,000 | 23,848,000 | 22,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,337,000 | 279,015,000 | 274,418,000 | 269,944,000 |
| Interest-bearing deposits | 263,015,000 | 242,713,000 | 242,264,000 | 235,878,000 |
| Noninterest-bearing deposits | 42,322,000 | 36,302,000 | 32,154,000 | 34,066,000 |
| Equity capital | 36,183,000 | 38,611,000 | 39,174,000 | 38,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,652,000 | 13,384,000 | 19,936,000 | 26,590,000 |
| Interest expense | 3,198,000 | 6,385,000 | 9,754,000 | 13,127,000 |
| Net interest income | 3,454,000 | 6,999,000 | 10,182,000 | 13,463,000 |
| Noninterest income | 748,000 | 1,723,000 | 2,401,000 | 3,091,000 |
| Noninterest expense | 2,948,000 | 6,470,000 | 9,702,000 | 12,828,000 |
| Provision for loan losses | 105,000 | 200,000 | 260,000 | 1,966,000 |
| Pretax income | 1,149,000 | 2,052,000 | 2,621,000 | 1,760,000 |
| Income tax | 399,000 | 704,000 | 879,000 | 502,000 |
| Net income | 750,000 | 1,348,000 | 1,742,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,120,000 | 33,356,000 | 33,783,000 | 33,332,000 |
| Total capital | 33,478,000 | 36,799,000 | 37,294,000 | 37,429,000 |
| Risk-weighted assets | 321,130,000 | 319,807,000 | 320,304,000 | 326,850,000 |