Call reports 2006
MARINE BANK — 2006
What MARINE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 306,005,000 | 322,915,000 | 339,381,000 | 354,268,000 |
| Total loans | 251,103,000 | 263,831,000 | 283,599,000 | 283,322,000 |
| Allowance for loan losses | 3,057,000 | 3,043,000 | 3,125,000 | 3,265,000 |
| Securities available for sale | 25,483,000 | 28,179,000 | 27,369,000 | 26,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,452,000 | 265,434,000 | 264,033,000 | 281,934,000 |
| Interest-bearing deposits | 210,130,000 | 217,510,000 | 224,781,000 | 245,055,000 |
| Noninterest-bearing deposits | 41,321,000 | 47,924,000 | 39,252,000 | 36,879,000 |
| Equity capital | 26,010,000 | 29,030,000 | 32,622,000 | 33,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,146,000 | 10,711,000 | 16,832,000 | 23,279,000 |
| Interest expense | 1,948,000 | 4,277,000 | 6,909,000 | 9,840,000 |
| Net interest income | 3,198,000 | 6,434,000 | 9,923,000 | 13,439,000 |
| Noninterest income | 421,000 | 870,000 | 1,216,000 | 1,718,000 |
| Noninterest expense | 2,343,000 | 4,890,000 | 7,377,000 | 10,087,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 215,000 |
| Pretax income | 1,276,000 | 2,414,000 | 3,687,000 | 4,855,000 |
| Income tax | 489,000 | 914,000 | 1,391,000 | 1,821,000 |
| Net income | 787,000 | 1,500,000 | 2,296,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,910,000 | 23,176,000 | 26,525,000 | 27,317,000 |
| Total capital | 22,742,000 | 26,219,000 | 29,650,000 | 30,582,000 |
| Risk-weighted assets | 225,535,000 | 252,753,000 | 275,132,000 | 284,764,000 |