Call reports 2005
MARINE BANK — 2005
What MARINE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 242,590,000 | 265,946,000 | 277,819,000 | 287,302,000 |
| Total loans | 205,046,000 | 217,230,000 | 230,824,000 | 241,745,000 |
| Allowance for loan losses | 2,266,000 | 2,375,000 | 2,534,000 | 3,057,000 |
| Securities available for sale | 18,067,000 | 23,315,000 | 18,176,000 | 20,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,357,000 | 214,095,000 | 216,507,000 | 226,169,000 |
| Interest-bearing deposits | 165,058,000 | 178,394,000 | 185,226,000 | 191,098,000 |
| Noninterest-bearing deposits | 36,299,000 | 35,702,000 | 31,281,000 | 35,072,000 |
| Equity capital | 13,664,000 | 24,338,000 | 24,963,000 | 25,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,443,000 | 1,292,000 | 5,606,000 | 10,342,000 |
| Interest expense | 1,077,000 | 449,000 | 2,060,000 | 3,836,000 |
| Net interest income | 2,366,000 | 843,000 | 3,546,000 | 6,506,000 |
| Noninterest income | 403,000 | 174,000 | 655,000 | 1,101,000 |
| Noninterest expense | 1,860,000 | 689,000 | 2,684,000 | 4,878,000 |
| Provision for loan losses | 161,000 | 13,000 | 170,000 | 693,000 |
| Pretax income | 748,000 | 315,000 | 1,347,000 | 2,036,000 |
| Income tax | 292,000 | 130,000 | 502,000 | 765,000 |
| Net income | 456,000 | 185,000 | 845,000 | 1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,838,000 | 18,774,000 | 19,274,000 | 19,958,000 |
| Total capital | 16,104,000 | 21,149,000 | 21,808,000 | 22,723,000 |
| Risk-weighted assets | 191,841,000 | 190,511,000 | 211,577,000 | 221,294,000 |