Call reports 2004
MARINE BANK — 2004
What MARINE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 182,333,000 | 190,693,000 | 201,360,000 | 227,211,000 |
| Total loans | 144,703,000 | 155,091,000 | 170,321,000 | 192,895,000 |
| Allowance for loan losses | 1,439,000 | 1,536,000 | 1,803,000 | 2,105,000 |
| Securities available for sale | 16,688,000 | 19,893,000 | 19,924,000 | 19,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,797,000 | 160,983,000 | 163,046,000 | 178,749,000 |
| Interest-bearing deposits | 119,618,000 | 129,030,000 | 131,014,000 | 145,486,000 |
| Noninterest-bearing deposits | 32,179,000 | 31,953,000 | 32,033,000 | 33,263,000 |
| Equity capital | 12,769,000 | 12,846,000 | 13,189,000 | 13,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,691,000 | 7,348,000 | 10,378,000 |
| Interest expense | 604,000 | 1,284,000 | 2,066,000 | 2,996,000 |
| Net interest income | 1,645,000 | 3,407,000 | 5,282,000 | 7,382,000 |
| Noninterest income | 372,000 | 852,000 | 1,255,000 | 1,786,000 |
| Noninterest expense | 1,449,000 | 3,004,000 | 4,487,000 | 6,167,000 |
| Provision for loan losses | 83,000 | 208,000 | 507,000 | 821,000 |
| Pretax income | 485,000 | 1,047,000 | 1,543,000 | 2,180,000 |
| Income tax | 183,000 | 397,000 | 584,000 | 818,000 |
| Net income | 302,000 | 650,000 | 959,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,724,000 | 13,021,000 | 13,215,000 | 13,483,000 |
| Total capital | 14,163,000 | 14,557,000 | 15,018,000 | 15,588,000 |
| Risk-weighted assets | 138,742,000 | 147,452,000 | 169,638,000 | 180,281,000 |