Call reports 2003
MARINE BANK — 2003
What MARINE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 128,795,000 | 142,681,000 | 146,884,000 | 158,607,000 |
| Total loans | 97,711,000 | 115,159,000 | 127,181,000 | 136,357,000 |
| Allowance for loan losses | 981,000 | 1,148,000 | 1,272,000 | 1,364,000 |
| Securities available for sale | 8,152,000 | 8,963,000 | 9,167,000 | 10,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,488,000 | 123,546,000 | 122,689,000 | 128,306,000 |
| Interest-bearing deposits | 85,845,000 | 99,763,000 | 100,438,000 | 104,492,000 |
| Noninterest-bearing deposits | 23,643,000 | 23,783,000 | 22,251,000 | 23,814,000 |
| Equity capital | 12,288,000 | 12,264,000 | 12,336,000 | 12,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,716,000 | 5,792,000 | 8,186,000 |
| Interest expense | 506,000 | 1,057,000 | 1,598,000 | 2,185,000 |
| Net interest income | 1,308,000 | 2,659,000 | 4,194,000 | 6,001,000 |
| Noninterest income | 314,000 | 752,000 | 1,161,000 | 1,362,000 |
| Noninterest expense | 1,434,000 | 2,865,000 | 4,255,000 | 5,647,000 |
| Provision for loan losses | 57,000 | 226,000 | 356,000 | 451,000 |
| Pretax income | 131,000 | 317,000 | 741,000 | 1,262,000 |
| Income tax | 52,000 | 122,000 | 284,000 | 465,000 |
| Net income | 79,000 | 195,000 | 457,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,160,000 | 12,151,000 | 12,281,000 | 12,521,000 |
| Total capital | 13,141,000 | 13,299,000 | 13,553,000 | 13,885,000 |
| Risk-weighted assets | 94,948,000 | 111,041,000 | 128,881,000 | 137,127,000 |