Call reports 2002
MARINE BANK — 2002
What MARINE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,200,000 | 109,976,000 | 109,721,000 | 114,731,000 |
| Total loans | 76,221,000 | 80,458,000 | 82,952,000 | 92,661,000 |
| Allowance for loan losses | 761,000 | 804,000 | 830,000 | 922,000 |
| Securities available for sale | 11,368,000 | 11,971,000 | 11,003,000 | 9,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,958,000 | 94,848,000 | 94,506,000 | 99,821,000 |
| Interest-bearing deposits | 73,751,000 | 77,006,000 | 76,685,000 | 80,052,000 |
| Noninterest-bearing deposits | 19,207,000 | 17,842,000 | 17,821,000 | 19,769,000 |
| Equity capital | 7,103,000 | 7,456,000 | 7,616,000 | 7,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,338,000 | 5,067,000 | 6,868,000 |
| Interest expense | 546,000 | 1,100,000 | 1,676,000 | 2,218,000 |
| Net interest income | 1,080,000 | 2,238,000 | 3,391,000 | 4,650,000 |
| Noninterest income | 265,000 | 582,000 | 907,000 | 1,298,000 |
| Noninterest expense | 1,098,000 | 2,203,000 | 3,406,000 | 4,791,000 |
| Provision for loan losses | 34,000 | 79,000 | 106,000 | 197,000 |
| Pretax income | 213,000 | 538,000 | 786,000 | 960,000 |
| Income tax | 80,000 | 202,000 | 295,000 | 320,000 |
| Net income | 133,000 | 336,000 | 491,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,929,000 | 7,133,000 | 7,288,000 | 7,237,000 |
| Total capital | 7,690,000 | 7,937,000 | 8,118,000 | 8,159,000 |
| Risk-weighted assets | 74,543,000 | 77,934,000 | 81,335,000 | 88,954,000 |