Call reports 2012
BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION — 2012
What BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,884,870,000 | 19,405,460,000 | 19,117,760,000 | 20,392,614,000 |
| Total loans | 11,999,111,000 | 12,397,684,000 | 11,313,943,000 | 10,298,729,000 |
| Allowance for loan losses | 206,758,000 | 196,467,000 | 197,149,000 | 173,520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,251,865,000 | 15,238,520,000 | 15,974,280,000 | 18,180,900,000 |
| Interest-bearing deposits | 15,251,865,000 | 15,238,520,000 | 15,974,280,000 | 18,180,900,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,233,138,000 | 2,282,908,000 | 2,331,615,000 | 1,910,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 139,456,000 | 270,640,000 | 404,026,000 | 523,947,000 |
| Interest expense | 6,293,000 | 12,777,000 | 18,765,000 | 23,859,000 |
| Net interest income | 133,163,000 | 257,863,000 | 385,261,000 | 500,088,000 |
| Noninterest income | 12,201,000 | 17,343,000 | 26,117,000 | 28,628,000 |
| Noninterest expense | 55,895,000 | 82,230,000 | 109,402,000 | 134,531,000 |
| Provision for loan losses | 33,446,000 | 58,382,000 | 90,134,000 | 92,749,000 |
| Pretax income | 56,023,000 | 134,594,000 | 211,842,000 | 301,436,000 |
| Income tax | 20,605,000 | 49,406,000 | 77,947,000 | 111,863,000 |
| Net income | 35,418,000 | 85,188,000 | 133,895,000 | 189,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,108,938,000 | 2,163,308,000 | 2,216,615,000 | 1,800,393,000 |
| Total capital | 2,204,083,000 | 2,261,857,000 | 2,305,964,000 | 1,876,994,000 |
| Risk-weighted assets | 7,328,224,000 | 7,624,892,000 | 6,892,558,000 | 5,903,709,000 |