Call reports 2010
BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION — 2010
What BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 22,282,705,000 | 21,050,828,000 | 20,796,260,000 | 20,156,900,000 |
| Total loans | 20,104,433,000 | 19,024,057,000 | 17,845,446,000 | 17,471,010,000 |
| Allowance for loan losses | 104,316,000 | 110,786,000 | 205,100,000 | 229,331,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,334,000,000 | 13,453,768,000 | 14,343,700,000 | 15,048,076,000 |
| Interest-bearing deposits | 15,334,000,000 | 13,453,768,000 | 14,343,700,000 | 15,048,076,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,011,459,000 | 2,127,561,000 | 1,917,100,000 | 1,993,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 261,937,000 | 511,854,000 | 745,657,000 | 960,097,000 |
| Interest expense | 17,688,000 | 36,695,000 | 56,754,000 | 76,315,000 |
| Net interest income | 244,249,000 | 475,159,000 | 688,903,000 | 883,782,000 |
| Noninterest income | 6,310,000 | 7,138,000 | 7,885,000 | 22,016,000 |
| Noninterest expense | 17,027,000 | 34,870,000 | 54,034,000 | 75,251,000 |
| Provision for loan losses | -9,936,000 | 23,136,000 | 162,660,000 | 232,632,000 |
| Pretax income | 243,468,000 | 424,291,000 | 480,094,000 | 597,915,000 |
| Income tax | 87,048,000 | 151,769,000 | 168,033,000 | 209,565,000 |
| Net income | 156,420,000 | 272,522,000 | 312,061,000 | 388,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,850,459,000 | 1,971,161,000 | 1,765,300,000 | 1,846,189,000 |
| Total capital | 1,935,309,000 | 2,081,947,000 | 1,877,706,000 | 1,962,535,000 |
| Risk-weighted assets | 6,427,464,000 | 9,028,008,000 | 8,642,462,000 | 8,951,274,000 |