Call reports 2009
BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION — 2009
What BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 31,292,041,000 | 27,717,614,000 | 24,509,911,000 | 23,612,804,000 |
| Total loans | 29,169,199,000 | 26,348,931,000 | 22,312,905,000 | 21,229,306,000 |
| Allowance for loan losses | 70,036,000 | 79,732,000 | 113,272,000 | 141,564,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 17,353,649,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 17,353,649,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,434,620,000 | 2,634,028,000 | 1,895,012,000 | 1,855,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 401,591,000 | 756,581,000 | 1,068,820,000 | 1,348,203,000 |
| Interest expense | 68,296,000 | 98,607,000 | 117,340,000 | 137,856,000 |
| Net interest income | 333,295,000 | 657,974,000 | 951,480,000 | 1,210,347,000 |
| Noninterest income | 0 | 0 | 0 | 16,957,000 |
| Noninterest expense | 5,311,000 | 8,091,000 | 11,954,000 | 25,064,000 |
| Provision for loan losses | 54,143,000 | 65,583,000 | 104,590,000 | 202,259,000 |
| Pretax income | 273,841,000 | 584,300,000 | 834,936,000 | 999,981,000 |
| Income tax | 97,953,000 | 209,004,000 | 298,656,000 | 357,693,000 |
| Net income | 175,888,000 | 375,296,000 | 536,280,000 | 642,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,434,620,000 | 2,634,028,000 | 1,895,012,000 | 1,689,439,000 |
| Total capital | 2,504,656,000 | 2,713,760,000 | 1,996,159,000 | 1,779,330,000 |
| Risk-weighted assets | 8,316,476,000 | 7,508,591,000 | 7,756,687,000 | 6,812,476,000 |