Call reports 2007
BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION — 2007
What BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 14,931,609,000 | 15,365,923,000 | 35,303,778,000 | 35,704,767,000 |
| Total loans | 14,229,785,000 | 14,612,000,000 | 32,028,456,000 | 33,288,629,000 |
| Allowance for loan losses | 1,275,000 | 2,823,000 | 5,691,000 | 10,225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 885,598,000 | 892,727,000 | 1,859,273,000 | 1,896,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 168,094,000 | 368,081,000 | 632,603,000 | 1,100,781,000 |
| Interest expense | 154,188,000 | 340,997,000 | 582,243,000 | 986,664,000 |
| Net interest income | 13,906,000 | 27,084,000 | 50,360,000 | 114,117,000 |
| Noninterest income | 0 | 2,000 | 45,000 | 118,000 |
| Noninterest expense | 1,193,000 | 1,858,000 | 4,545,000 | 6,919,000 |
| Provision for loan losses | 1,173,000 | 2,721,000 | 5,589,000 | 10,185,000 |
| Pretax income | 11,540,000 | 22,507,000 | 40,271,000 | 97,131,000 |
| Income tax | 4,039,000 | 7,877,000 | 14,095,000 | 33,996,000 |
| Net income | 7,501,000 | 14,630,000 | 26,176,000 | 63,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 885,598,000 | 892,727,000 | 1,859,273,000 | 1,896,232,000 |
| Total capital | 886,873,000 | 895,550,000 | 1,864,964,000 | 1,906,457,000 |
| Risk-weighted assets | 3,628,978,000 | 3,980,190,000 | 9,100,682,000 | 8,779,162,000 |