Call reports 2005
BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION — 2005
What BANK OF AMERICA RHODE ISLAND, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 1,866,665,000 | 12,887,881,000 | 9,761,506,000 |
| Total loans | 1,202,627,000 | 1,112,002,000 | 1,035,418,000 |
| Allowance for loan losses | 241,000 | 228,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 |
| Equity capital | 417,916,000 | 417,725,000 | 624,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 8,038,000 | 31,630,000 | 155,427,000 |
| Interest expense | 3,132,000 | 26,148,000 | 139,126,000 |
| Net interest income | 4,906,000 | 5,482,000 | 16,301,000 |
| Noninterest income | 0 | 0 | 0 |
| Noninterest expense | 178,000 | 1,062,000 | 1,731,000 |
| Provision for loan losses | 241,000 | 228,000 | 213,000 |
| Pretax income | 4,487,000 | 4,192,000 | 14,357,000 |
| Income tax | 1,571,000 | 1,467,000 | 5,025,000 |
| Net income | 2,916,000 | 2,725,000 | 9,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 417,916,000 | 417,725,000 | 624,332,000 |
| Total capital | 418,157,000 | 417,953,000 | 624,544,000 |
| Risk-weighted assets | 774,238,000 | 2,942,699,000 | 2,310,554,000 |