Call reports 2026
UNITED BANK & TRUST CO. — 2026
What UNITED BANK & TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 119,556,000 | 120,144,000 |
| Total loans | 68,976,000 | 68,902,000 |
| Allowance for loan losses | 890,000 | 900,000 |
| Securities available for sale | 35,982,000 | 33,641,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 105,743,000 | 106,726,000 |
| Interest-bearing deposits | 89,938,000 | 90,661,000 |
| Noninterest-bearing deposits | 15,805,000 | 16,065,000 |
| Equity capital | 11,788,000 | 11,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,299,000 | 2,703,000 |
| Interest expense | 307,000 | 623,000 |
| Net interest income | 992,000 | 2,080,000 |
| Noninterest income | 176,000 | 508,000 |
| Noninterest expense | 695,000 | 1,638,000 |
| Provision for loan losses | -25,000 | -15,000 |
| Pretax income | 505,000 | 969,000 |
| Income tax | 113,000 | 217,000 |
| Net income | 392,000 | 752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,589,000 | 12,649,000 |
| Total capital | 13,521,000 | 13,594,000 |
| Risk-weighted assets | 76,825,000 | 76,784,000 |