Call report 2025Q4
UNITED BANK & TRUST CO. — 2025Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,915,000 | USD | evidence → |
| Total loans | 69,217,000 | USD | evidence → |
| Allowance for loan losses | 915,000 | USD | evidence → |
| Securities available for sale | 36,699,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,002,000 | USD | evidence → |
| Interest-bearing deposits | 90,533,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,469,000 | USD | evidence → |
| Equity capital | 11,921,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,369,000 | USD | evidence → |
| Interest expense | 1,547,000 | USD | evidence → |
| Net interest income | 3,822,000 | USD | evidence → |
| Noninterest income | 779,000 | USD | evidence → |
| Noninterest expense | 2,694,000 | USD | evidence → |
| Provision for loan losses | -56,000 | USD | evidence → |
| Pretax income | 1,951,000 | USD | evidence → |
| Income tax | 447,000 | USD | evidence → |
| Net income | 1,504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,496,000 | USD | evidence → |
| Total capital | 13,459,000 | USD | evidence → |
| Risk-weighted assets | 77,799,000 | USD | evidence → |