Call report 2023Q4
UNITED BANK & TRUST CO. — 2023Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,524,000 | USD | evidence → |
| Total loans | 69,969,000 | USD | evidence → |
| Allowance for loan losses | 967,000 | USD | evidence → |
| Securities available for sale | 42,459,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 106,094,000 | USD | evidence → |
| Interest-bearing deposits | 88,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,200,000 | USD | evidence → |
| Equity capital | 9,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,438,000 | USD | evidence → |
| Interest expense | 1,090,000 | USD | evidence → |
| Net interest income | 3,348,000 | USD | evidence → |
| Noninterest income | 577,000 | USD | evidence → |
| Noninterest expense | 2,665,000 | USD | evidence → |
| Provision for loan losses | -14,000 | USD | evidence → |
| Pretax income | 1,265,000 | USD | evidence → |
| Income tax | 272,000 | USD | evidence → |
| Net income | 993,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,979,000 | USD | evidence → |
| Total capital | 12,989,000 | USD | evidence → |
| Risk-weighted assets | 80,820,000 | USD | evidence → |