Call report 2022Q4
UNITED BANK & TRUST CO. — 2022Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,859,000 | USD | evidence → |
| Total loans | 69,887,000 | USD | evidence → |
| Allowance for loan losses | 930,000 | USD | evidence → |
| Securities available for sale | 43,828,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,091,000 | USD | evidence → |
| Interest-bearing deposits | 98,943,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,148,000 | USD | evidence → |
| Equity capital | 8,816,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,701,000 | USD | evidence → |
| Interest expense | 321,000 | USD | evidence → |
| Net interest income | 3,380,000 | USD | evidence → |
| Noninterest income | 712,000 | USD | evidence → |
| Noninterest expense | 2,599,000 | USD | evidence → |
| Provision for loan losses | -137,000 | USD | evidence → |
| Pretax income | 1,630,000 | USD | evidence → |
| Income tax | 396,000 | USD | evidence → |
| Net income | 1,234,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,677,000 | USD | evidence → |
| Total capital | 12,633,000 | USD | evidence → |
| Risk-weighted assets | 83,415,000 | USD | evidence → |