Call report 2018Q4
UNITED BANK & TRUST CO. — 2018Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,252,000 | USD | evidence → |
| Total loans | 54,875,000 | USD | evidence → |
| Allowance for loan losses | 787,000 | USD | evidence → |
| Securities available for sale | 44,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,686,000 | USD | evidence → |
| Interest-bearing deposits | 78,054,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,632,000 | USD | evidence → |
| Equity capital | 13,780,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,684,000 | USD | evidence → |
| Interest expense | 717,000 | USD | evidence → |
| Net interest income | 2,967,000 | USD | evidence → |
| Noninterest income | 587,000 | USD | evidence → |
| Noninterest expense | 2,262,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,292,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 1,082,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,974,000 | USD | evidence → |
| Total capital | 14,790,000 | USD | evidence → |
| Risk-weighted assets | 75,783,000 | USD | evidence → |