Call reports 2017
UNITED BANK & TRUST CO. — 2017
What UNITED BANK & TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,025,000 | 111,041,000 | 107,782,000 | 107,886,000 |
| Total loans | 54,954,000 | 54,249,000 | 52,834,000 | 53,362,000 |
| Allowance for loan losses | 782,000 | 777,000 | 779,000 | 781,000 |
| Securities available for sale | 47,790,000 | 49,044,000 | 47,535,000 | 46,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,092,000 | 93,554,000 | 86,963,000 | 91,273,000 |
| Interest-bearing deposits | 82,066,000 | 80,535,000 | 74,671,000 | 78,288,000 |
| Noninterest-bearing deposits | 13,026,000 | 13,019,000 | 12,292,000 | 12,985,000 |
| Equity capital | 14,308,000 | 14,496,000 | 14,493,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,828,000 | 2,731,000 | 3,621,000 |
| Interest expense | 112,000 | 236,000 | 363,000 | 491,000 |
| Net interest income | 801,000 | 1,592,000 | 2,368,000 | 3,130,000 |
| Noninterest income | 111,000 | 254,000 | 384,000 | 542,000 |
| Noninterest expense | 549,000 | 1,117,000 | 1,607,000 | 2,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 363,000 | 729,000 | 1,183,000 | 1,521,000 |
| Income tax | 88,000 | 180,000 | 308,000 | 487,000 |
| Net income | 275,000 | 549,000 | 875,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,029,000 | 14,028,000 | 14,084,000 | 14,012,000 |
| Total capital | 14,851,000 | 14,845,000 | 14,903,000 | 14,833,000 |
| Risk-weighted assets | 76,288,000 | 74,285,000 | 72,876,000 | 74,357,000 |