Call report 2015Q4
UNITED BANK & TRUST CO. — 2015Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,537,000 | USD | evidence → |
| Total loans | 52,681,000 | USD | evidence → |
| Allowance for loan losses | 744,000 | USD | evidence → |
| Securities available for sale | 50,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 93,068,000 | USD | evidence → |
| Interest-bearing deposits | 81,639,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,429,000 | USD | evidence → |
| Equity capital | 14,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,651,000 | USD | evidence → |
| Interest expense | 440,000 | USD | evidence → |
| Net interest income | 3,211,000 | USD | evidence → |
| Noninterest income | 797,000 | USD | evidence → |
| Noninterest expense | 2,446,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 1,700,000 | USD | evidence → |
| Income tax | 405,000 | USD | evidence → |
| Net income | 1,295,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,858,000 | USD | evidence → |
| Total capital | 14,621,000 | USD | evidence → |
| Risk-weighted assets | 71,157,000 | USD | evidence → |