Call report 2012Q4
UNITED BANK & TRUST CO. — 2012Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 107,771,000 | USD | evidence → |
| Total loans | 51,136,000 | USD | evidence → |
| Allowance for loan losses | 875,000 | USD | evidence → |
| Securities available for sale | 45,359,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,894,000 | USD | evidence → |
| Interest-bearing deposits | 80,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,004,000 | USD | evidence → |
| Equity capital | 13,346,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,921,000 | USD | evidence → |
| Interest expense | 687,000 | USD | evidence → |
| Net interest income | 3,234,000 | USD | evidence → |
| Noninterest income | 913,000 | USD | evidence → |
| Noninterest expense | 2,595,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,654,000 | USD | evidence → |
| Income tax | 385,000 | USD | evidence → |
| Net income | 1,269,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,299,000 | USD | evidence → |
| Total capital | 13,101,000 | USD | evidence → |
| Risk-weighted assets | 64,031,000 | USD | evidence → |