Call reports 2011
UNITED BANK & TRUST CO. — 2011
What UNITED BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,612,000 | 107,752,000 | 112,066,000 | 107,650,000 |
| Total loans | 51,495,000 | 52,394,000 | 51,403,000 | 49,253,000 |
| Allowance for loan losses | 1,012,000 | 1,013,000 | 1,005,000 | 961,000 |
| Securities available for sale | 48,188,000 | 47,495,000 | 48,245,000 | 47,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,501,000 | 87,807,000 | 88,750,000 | 84,503,000 |
| Interest-bearing deposits | 75,402,000 | 78,794,000 | 79,021,000 | 75,724,000 |
| Noninterest-bearing deposits | 7,100,000 | 9,013,000 | 9,728,000 | 8,780,000 |
| Equity capital | 11,195,000 | 11,801,000 | 12,199,000 | 12,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,135,000 | 3,181,000 | 4,207,000 |
| Interest expense | 253,000 | 497,000 | 720,000 | 923,000 |
| Net interest income | 827,000 | 1,638,000 | 2,461,000 | 3,284,000 |
| Noninterest income | 158,000 | 290,000 | 490,000 | 716,000 |
| Noninterest expense | 565,000 | 1,268,000 | 1,942,000 | 2,649,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 527,000 | 789,000 | 1,251,000 | 1,591,000 |
| Income tax | 134,000 | 178,000 | 298,000 | 363,000 |
| Net income | 393,000 | 611,000 | 953,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,594,000 | 10,812,000 | 11,154,000 | 11,329,000 |
| Total capital | 11,390,000 | 11,599,000 | 11,952,000 | 12,088,000 |
| Risk-weighted assets | 63,467,000 | 63,575,000 | 64,508,000 | 60,474,000 |