Call report 2009Q4
UNITED BANK & TRUST CO. — 2009Q4
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,440,000 | USD | evidence → |
| Total loans | 52,816,000 | USD | evidence → |
| Allowance for loan losses | 1,032,000 | USD | evidence → |
| Securities available for sale | 46,385,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,074,000 | USD | evidence → |
| Interest-bearing deposits | 88,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,608,000 | USD | evidence → |
| Equity capital | 9,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,788,000 | USD | evidence → |
| Interest expense | 1,661,000 | USD | evidence → |
| Net interest income | 3,127,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 2,316,000 | USD | evidence → |
| Provision for loan losses | 597,000 | USD | evidence → |
| Pretax income | 394,000 | USD | evidence → |
| Income tax | 7,000 | USD | evidence → |
| Net income | 387,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,995,000 | USD | evidence → |
| Total capital | 9,794,000 | USD | evidence → |
| Risk-weighted assets | 65,360,000 | USD | evidence → |