Call report 2008Q1
UNITED BANK & TRUST CO. — 2008Q1
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,400,000 | USD | evidence → |
| Total loans | 65,509,000 | USD | evidence → |
| Allowance for loan losses | 967,000 | USD | evidence → |
| Securities available for sale | 36,135,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,168,000 | USD | evidence → |
| Interest-bearing deposits | 86,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,638,000 | USD | evidence → |
| Equity capital | 8,979,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,468,000 | USD | evidence → |
| Interest expense | 931,000 | USD | evidence → |
| Net interest income | 537,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 529,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 104,000 | USD | evidence → |
| Income tax | 11,000 | USD | evidence → |
| Net income | 93,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,703,000 | USD | evidence → |
| Total capital | 9,570,000 | USD | evidence → |
| Risk-weighted assets | 69,219,000 | USD | evidence → |