Call report 2003Q2
UNITED BANK & TRUST CO. — 2003Q2
The 22 measures UNITED BANK & TRUST CO. reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,291,000 | USD | evidence → |
| Total loans | 30,837,000 | USD | evidence → |
| Allowance for loan losses | 380,000 | USD | evidence → |
| Securities available for sale | 15,450,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,322,000 | USD | evidence → |
| Interest-bearing deposits | 50,743,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,579,000 | USD | evidence → |
| Equity capital | 4,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 893,000 | USD | evidence → |
| Interest expense | 690,000 | USD | evidence → |
| Net interest income | 203,000 | USD | evidence → |
| Noninterest income | 42,000 | USD | evidence → |
| Noninterest expense | 706,000 | USD | evidence → |
| Provision for loan losses | 214,000 | USD | evidence → |
| Pretax income | -675,000 | USD | evidence → |
| Income tax | -237,000 | USD | evidence → |
| Net income | -438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,037,000 | USD | evidence → |
| Total capital | 4,417,000 | USD | evidence → |
| Risk-weighted assets | 35,495,000 | USD | evidence → |